What does it take to own or register a car in New Jersey?
First, you need to know the rules applicable by the relevant State authority. In this case, it’s the New Jersey Motor Vehicle Commission or the NJ MVC.
New Jersey State gives motor vehicle owners ten days to get a title. If they fail to do so, they are liable to pay penalty fees.
Step-by-step guide to registering a vehicle in NJ
- Make an appointment with the New Jersey Motor Vehicle Commission (NJ MVC).
- Gather the following required documents,
- Proof of identity
- Proof of New Jersey residency
- Proof of ownership (e.g., title, bill of sale)
- Proof of insurance
- If you purchased a new vehicle, then fill out the original New Vehicle Title Application (Form OS/SS-14)
- Fill out Form BA-49 application.
- Pay the required fees based on your vehicle’s weight, type, and intended use.
- Submit all the documents and forms to finish your registration.
Remember to schedule an appointment with the NJ MVC and have all the necessary documents ready to ensure a smooth registration process.
NJ MVC Centres and scheduling appointments
If you are unsure about your ownership, you can schedule appointments with dealers or visit an MVC center nearest your location.
Note: In case the queue is long for the schedule of appointments, feel free to check on others with shorter queues.
If your target MVC center is closed for one reason or another, reach or to the next one that is operational.
After making an appointment, you may need to check the details. Remember to use the email you used in the first place to schedule an appointment.
Here is the link to help you check that.
Your relevant MVC will email you detailing the appointment you made earlier.
Here’s a List of What to Provide at the Agency
- Place your appointment with a dealer. And verify your details via email confirmation.
- Provide the proof of ownership (NJMVC offers you a ten-day window to get one)
- Provide the details of your Driver’s license or other applicable ID. (NJMVC also adheres to the 6 points ID verification), they include:
- A primary ID, at least
- A secondary Id
- Your Social Security Number – which should be verifiable
- A mailing address
- Lastly, provide information if you are a US citizen.
- Present your card for insurance in New Jersey or the name of your insurer. You present that in the form of the company’s name and a policy number.
- Provide documents detailing power of attorney. That applies if someone else apart from the purchaser is in the picture. More so if they are to append signs onto the transfer documents
- In some cases, the dealers should provide the documents detailing the re-assignments.
- Also, the information about the conveyancing titleholder. It applies if the motor vehicle in question is under a finance agreement or if under a lease.
- www.njmcdirect.com traffic ticket payment
- Pay NJ Surcharge
- Restore NJ License
- Pay NYC Traffic Tickets
- NJUIFILE
- Buy E-Z pass
Scenarios of Vehicle Ownership Before Title Application
Is the Buyer a company or an individual?
In that case, you need the MVC-EIN. It’s the Motor Vehicle Commission – Entity Identification Number.
In cases of buy at auctions, and the exact vehicle has no title:
- Present the last set of documents for its registration
- A bill from a Notary initiating the sale
- Provide the photograph showing a VIN plate, vehicle, or a Pencil tracing.
It may also happen that the vehicle transfer is from a state which issues owners with titles. And in that case, it lacks a Tax stamp from an NJ Dealer. In that case, the prospective owner of the vehicle has to present a purchase order.
The other scenario is a transfer from a state that issues no titles. The requirements are:
- A Pencil trace or photograph of a VIN plate.
- Notarized document from the seller. And must also show the selling price, make, year of manufacture, and VIN.
- The last card for vehicle registration- from the seller.
Registration Fee Payments
Motor Vehicle Vehicle Titling fees: New Jersey Motor Vehicle Commission provides three application scenarios. Each has a fee relating to the scenario of registration: The standard fee is $60 for an ordinary registration.
Motor Vehicle Registration fees
The registration fee varies with the type of vehicle. Also, you should provide the plate numbers for the motor vehicle license for registration.
Motor Vehicle Sales Tax Fees
State authorities charge a fee for providing the services. Tax schedules change over time, and you can always seek the help of the New Jersey Tax Division. Here is a contact line to get in touch with the personnel for help: 609-984-6206.
There are several modes to help you make payments to the NJMVC:
- Use Credit cards
- Write a check in the name of NJMVC
- Or pay in Cash
What to do at the agency
- Fill out the Vehicle Registration Application (Form BA-49)
- If transferred from another state, fill out the application for a Certificate of Ownership.
- Provide all the above documents and fees at the Title/Registration counter.
Wondering what agency to visit? Here, see a list of agencies.
Tips:
It matters where you buy from:
From a recognized dealer in New Jersey.
Working with credible dealers will help as they are knowledgeable. They know the finer details of transfers and registrations. It’s their added service to make the customers happy.
Or from an individual owner, dealerships, or auctions not within New Jersey.
In this case, it requires the transfer of ownership and title into New Jersey State.
It’s best to buy a motor vehicle without financing. Your dealer may provide a title document to help you transfer to New Jersey.
Whenever financing is involved, dealers /financiers hold the title to ownership until the repayment periods expire.
You can start the transfer after assuming full ownership of your motor vehicle.
Wrapping Up Everything
Owning a car in New Jersey requires you to follow the set regulations by authorities. It matters whether you purchase a vehicle with financing or not. Bear in mind that vehicle financing parties retain ownership until the final settlement of the payment plans.
However, if you get a vehicle via payment on the spot, you must register a Car in New Jersey within 10 (Ten) days. State authorities penalize you for failing to r Register a Car in New Jersey within the set duration.
In case you are dealing with a motor vehicle purchasing agent, they can help you with the registration process. Also, vehicles you buy outside of NJ follow the same process for Registering a Car in New Jersey.